As I continue to explore and discover my intensions for this blog, I wanted to share with you something that has been on my mind recently.

I like writing about balance. Balancing your feelings around the different aspects and areas of your life (and business or career) so that you can live a more fulfilled life. This is part of my journey – to discover this for myself and share that journey with you.

Today I want to talk to you about financial balance.

I’m not a finance blogger, nor am I a qualified financial advisor, but I am pretty money savvy – yet saying that I have been imbalanced in my finances for some time.

When I was an actress I was always living in on a tight budget (but still happy) as I tried to balance creative expression with the need to put food on the table.

I have been challenged around the ideas that to do something I love means financial hardship.

The past few years I have started to release that belief and I’m in a much better place financially, and although I am no longer an actress I do strive to be creative in other ways so that I am fulfilling that need.

And who knows, as I said in my ‘Surrender’ blog post, perhaps I might still win that Oscar one day because I have surrendered the idea of how everything is going to unfold for me and I am open to the possibilities that may present themselves!

However, today I want to reveal my secret.

I don’t have a pension.

My name is Sarah, I am 40 years old and I don’t have a pension.

I am not shamed by this, as I have always found money tight and everything that I earned went on the essentials of living day to day. However, over the last few years as my finances have started to shift, I have been remiss in thinking about my future finances.

This is where the balance comes in for the topic today.

The question I ask myself today is, how do I find the balance of putting money away for the future yet still enjoying today with my slightly newer state of more abundance.

One could say, 50/50 – put half away for ‘retirement’ and use the other half for living today. That’s a great ideal but I have to think – if I want to retire in twenty years will 50% of my income be enough to give me a decent income when I’m 60?

And, then the questions arises – what happens if I die when I’m 50? I would have squirrelled away money for a future that I will not be living (yes, my inheritors will benefit but why sacrifice the pleasures of today for something I personally will not benefit from?).

So I have decided to educate myself about future finances and I will share some of my discoveries over the course of my journey through this blog, but I wanted to give YOU some resources that have helped educate me, in the hope that you will start becoming more aware of your financial situation and can start putting a plan in place.

Here are some blogs I have found incredibly useful:

Making Sense of Cents
The Money Habit
Mr Money Mustache
Monevator

Here are some books that I’ve enjoyed:

Unshakeable by Tony Robbins
Choose Yourself Guide to Wealth by James Altucher
Think and Grow Rich by Napoleon Hill

Here is a book I am about to read:

You are a Badass at Making Money by Jen Sincero

One of the things I have learned from one of these blogs is that money (and planning to have more of it) comes down to four things.

1. What you earn
2. What you spend
3. What you save/invest
4. What you pay in taxes

It’s a balance of these things that will enable you (read: me) to be financially free – and only we know what that balance should be for us to enjoy the now and the future.

Let me know your thoughts in the comments below.

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